Privacy Policy

PRIVACY STATEMENT Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Edu Tech’s relationship with you in relation to this website. In order to honour your trust, CATO GENX adheres to ethical standards in gathering, using, and safeguarding any information you provide. Cato Genx Private Limited (also known as CATO GENX), is a E-learning, digital learning company, incorporated in India, for imparting learning. This privacy policy governs your use of the application 'Cato Genx - The Learning Application, www. Catogenx.com ('Website') and the other associated applications, products, websites and services managed by the Company. Please read this privacy policy ('Policy') carefully before using the Application, Website, our services and products, along with the Terms of Use provided on the Application and the Website. Your use of the Website, Application, or services in connection with the Application, Website or products ('Services'), or registrations with us through any modes or usage of any products device, digital media including through SD cards, tablets or other storage/transmitting device, computer shall signify your acceptance of this Policy and your agreement to be legally bound by the same. If you do not agree with the terms of this Policy, do not use the Website, Application our products or avail any of our Services.

SECTION 1 - WHAT DO WE DO WITH YOUR INFORMATION? When you purchase or use of services from our Application/Website/Services/products  used as , as part of the buying and selling process, we collect the personal information you give us such as your name, address and email address. When you browse our Application/Website/Services/products , we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system. Email marketing (if applicable): With your permission, we may send you emails about our store, new products and other updates.

SECTION 2 - CONSENT How do you get my consent? When you register with us, you generally provide  your name, age, email address, location, phone number, password and student’s educational interests; transaction-related information, such as when you make purchases, respond to any offers, or download or use applications from us;  information you provide us when you contact us for help; information you enter into our system when using the Application/Services/products, such as while asking doubts, participating in discussions , taking tests and classes. The said information collected from the users could be categorized as “Personal Information”, “Sensitive Personal Information” and “Associated Information”. Personal Information, Sensitive Personal Information and Associated Information (each as individually defined under this Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 (the “Data Protection Rules”)) shall collectively be referred to as 'Information' in this Policy. We may use the Information to contact you from time to time, to provide you with the Services, important information, required notices and marketing promotions. When you provide us with personal information to complete a transaction, verify your credit card, place an order, arrange for a delivery or return a purchase, we imply that you consent to our collecting it and using it for that specific reason only. If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no. In order to make the best use of the Application/Website/Services/products and enable your Information to be captured accurately on the Application/Website/Services/products, it is essential that you have logged in using your own credentials. We will, at all times, provide the option to you to not provide the Personal Information or Sensitive Personal Information, which we seek from you. Further, you shall, at any time while using the Application/Services/products, also have an option to withdraw your consent given earlier to us to use such Personal Information or Sensitive Personal Information. Such withdrawal of the consent is required to be sent in writing to us at the contact details provided in this Policy below. In such event, however, the we fully reserves the right not to allow further usage of the Application or provide any Services/products thereunder to you. How do I withdraw my consent? If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at info@ catogenx.com or mailing us at our registered address.  

SECTION 3 - DISCLOSURE  We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.  

SECTION 4 - PAYMENT  We using Razorpay/Payapl as payment gateway method or systems further using UPI/QR Wallet (Paytm, PhonePe  Google Pay,Airtel Money, Jio Money, PayZapp) other banking systems as required,  for processing payments. We do not store your card data on their servers. The data is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS) when processing payment. Your purchase transaction data is only used as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is not saved.  Our payment gateway adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.  PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.  For more insight, you may also want to read terms and conditions of razorpay on https://razorpay.com and www.paypal.com  

SECTION 5 - THIRD-PARTY SERVICES  In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.  However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.  For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.  In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.  Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.  Links  When you click on links on our website/application, they may direct you away from our website/domain. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements. We are not responsible for the privacy practices of other web sites This Privacy Policy applies solely to information collected by our Website  

SECTION 6 - SECURITY  To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed. Please be aware that, although we endeavor to provide reasonable security for information we process and maintain, no security system can prevent all potential security breaches.

SECTION 7 - COOKIES  We use cookies to maintain session of your user. It is not used to personally identify you on other websites.   SECTION 8 – YOUR CONSENT By using this site, you represent that you are at least the age of majority in your state or province of residence

SECTION 8 -  YOUR CONSENT
, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. We believe that, every user of our Application/Services/products/Website must be in a position to provide an informed consent prior to providing any Information required for the use of the Application/Services/products/Website. By registering with us, you are expressly consenting to our collection, processing, storing, disclosing and handling of your information as set forth in this Policy now and as amended by us. Processing, your information in any way, including, but not limited to, collecting, storing, deleting, using, combining, sharing, transferring and disclosing information, all of which activities will take place in India. If you reside outside India your information will be transferred, processed and stored in accordance with the applicable data protection laws of India.  

SECTION 9 - CHANGES TO THIS PRIVACY POLICY  We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. As the Company evolves, our privacy policy will need to evolve as well to cover new situations. You are advised to review this Policy regularly for any changes, as continued use is deemed approval of all changes.
If our website or applications are acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell services/products to you.
SECTION 10 PUBLIC FORUMS
When you use certain features on our website like the discussion forums and you post or share your personal information such as comments, messages, files, photos, will be available to all users, and will be in the public domain. All such sharing of information is done at your own risk. Please keep in mind that if you disclose personal information in your profile or when posting on our forums this information may become publicly available.  

QUESTIONS AND CONTACT INFORMATION  If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at info@ catogenx.com